Flexible HVAC Financing Options Available

At Bay Area Climate Control, we believe every homeowner should have access to reliable heating and cooling — without the burden of large upfront costs. That’s why we proudly offer flexible financing options to help you install or upgrade your HVAC system with confidence and peace of mind.

We partner with trusted financing programs like GoGreen Financing and Service Finance Company to provide low monthly payments, competitive interest rates, and simple application processes.

GoGreen Financing is a program backed by the State of California and administered by the California Public Utilities Commission (CPUC) in collaboration with investor-owned utilities like PG&E.

This program is designed to help homeowners afford energy-efficient upgrades, including:

• Heat pumps & ductless systems 
• High-efficiency air conditioners & furnaces 
• Duct sealing & insulation 
• Smart thermostats 
• Whole-home electrification projects
   

Key benefits of GoGreen Financing:

✅ Low-interest, fixed-rate loans
✅ No home equity or liens required
✅ No minimum FICO score requirements
✅ Available for owner-occupied or rental properties
✅ Works with rebates and incentives (like TECH, BayREN, PCE, etc.)

Eligibility: Your property must be located in a participating utility territory (like PG&E), and the work must be performed by a qualified contractor — like us!

Learn more at: www.gogreenfinancing.com

Service Finance Company is a nationally licensed consumer finance provider that specializes in home improvement loans — including HVAC, plumbing, roofing, and more.

We work with Service Finance to offer:

• 0% interest promotional plans (same-as-cash) 
• Fixed-rate loans with flexible terms 
• Quick credit decisions — often within minutes 
• No prepayment penalties 
• Terms from 12 to 120 months
   

Whether you're installing a new ductless system, replacing a failing furnace, or upgrading to a heat pump with panel upgrades, Service Finance gives you control over your budget while increasing the comfort and value of your home.

Applying is quick and easy — and we’re here to walk you through the process.

1. Contact us for a free estimate and system design. 
2. Choose a financing option that works for you. 
3. Submit your application online or with our help. 
4. Get approved and schedule your installation!