Financing Your New HVAC System

In many cases, yes — heat pumps, heat pump mini splits, and other efficient HVAC systems are exactly the types of upgrades GoGreen Financing is meant to support. Specific eligibility depends on the project details and the participating lender's criteria.

You don't apply directly through us — you apply with a participating GoGreen lender. Our role is to help you scope the project, ensure it's designed around qualifying energy-efficient equipment (like Carrier heat pumps and high-efficiency systems), and provide the documentation you need.

Often, yes. Many homeowners choose to finance the project, then apply any rebates or tax credits they receive toward paying down the loan faster or simply reducing the overall cost over time.

Most financing programs, including GoGreen lenders, have minimum and maximum loan amounts. Full system replacements and major upgrades typically qualify; very small repairs generally do not. We can help you understand whether your project is a good fit.

No. Your financing arrangement is separate from your Carrier manufacturer warranty and Bay Area Climate Control's workmanship warranty. As long as the system is installed and registered properly and maintained as recommended, your warranty coverage remains in effect.